Financial Planning

How The Howard Financial Group Process Works

Have you ever wondered what happens when you decide to give us a call? In this episode, we’re pulling back the curtain to give you an inside look at how we guide our listeners through the preliminary process at Howard Financial Group.

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What Can We Learn From Popular Christmas Songs?

It’s that time of the year when Christmas music is playing everywhere you go. We all have our favorites, and we also have songs we start getting tired of hearing. But for the most part, the music adds a wonderful soundtrack for one of the best times of the year and helps puts people in good spirits.

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The Financial Cereal Bowl

What can our favorite cereals teach us about financial planning? Much like selecting cereal, choosing financial products involves a myriad of options, each with its own set of benefits and drawbacks. From healthy and sensible choices to the flashy and appealing, Mark and Ron draw parallels between cereal selection and financial decision-making in today’s episode.

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Unreasonable Retirement Planning Requests

In today’s episode, we’re going to discuss some of the unreasonable requests that can arise during the retirement planning process.  Tune in as we tackle some common misconceptions, dissecting why they may not be feasible, and provide valuable insights on what to expect instead. From desiring high returns with little to no risk to hoping to avoid paying taxes on your IRAs and 401ks, Mark will shed light on the realities of successful retirement planning in today’s talk.

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Retirement Planning With Forrest Gump

The classic film, Forrest Gump, is filled with loads of memorable lines that many of us know and love. In today’s episode, we’re going to explore the unexpected financial lessons that are hidden within this iconic movie. Listen in as we discuss the importance of putting the past behind you, making informed decisions, planning for the unexpected, and much more.

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Why Mark Does What He Does

Have you ever wondered why Mark works in the financial planning business? What drove him to start Howard Financial Group? In this episode, Mark opens up and shares his influences, dreams, and goals to help you get to know why he’s so passionate about what he does every day.

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Retirement Planning with Ron Swanson

Believe it or not, you can learn a lot about retirement from the show ‘Parks and Recreation’, especially from the character Ron Swanson, played by Offerman.

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Retirement Planning with Johnny Carson

Johnny recognized this fact many years ago, and it’s still true today. When the news is more about entertainment than information, it can lead to people having too much anxiety about what’s going on around them because of the way things are presented. And that often leads to less than ideal financial or investment decisions.

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Long-Term Care Planning

On the list of dozens of retirement-related concerns, how high on the list does the potential need for long-term care rank for you? If you live long enough, chances are you will need extra medical help, and those expenses can add up quickly. On today’s show, we’ll share some questions you should consider when deciding whether you need long-term care insurance.

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Crisis or Opportunity?

Where some people see a crisis, others see an opportunity. Some of it has to do with your mindset, and some of it might have to do with the circumstances of your life. Whether you’re navigating a market crash, have an empty nest, or get laid off, we’ll explain the good and bad that can come from these life experiences.

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Ep 77: Your Financial Weather Forecast

There are financial lessons to be learned from almost every area of life. So, let’s see what we can learn about retirement planning from things that get discussed on the Weather Channel. Join us for a unique and insightful lesson on financial planning through weather-related analogies.

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Ep 76: Grading Your Financial Competency

How much do you know about your own finances? Do you know how much you spend, how much risk you have, and what you’re paying in fees? In today’s episode, we’ll challenge you to assess your financial competency by asking you these crucial questions and more.

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Ep 74: Financial Wisdom From Steve Martin

Steve Martin is a well-known American actor, comedian, writer, producer, and musician. As it turns out, we can learn a lot about retirement from some of his most famous quotes. In today’s episode, we’ll use his words to share wisdom about persistence, talent, choices, income planning, and more.

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Ep 73: The Differences in Traditional vs. Roth

It seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA or a Roth. We are here to explain the difference between the two accounts and help you determine what account would be best for your financial goals. We want to help you keep as much of…

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Ep 71: Putting Those Old Accounts to Work

If you’re like most people, you probably have some financial accounts that you don’t give much attention. The statements are just collecting dust in your file cabinet, but they might actually be hidden gems that could be put to much better use. Today we’ll talk about some of the accounts that people tend to ignore…

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Ep 61: Financial Lessons From Financial Songs

Whether it’s “bills, bills, bills” or “take the money and run,” we’ve got some song lyrics that hit home when it comes to your finances.

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Ep 60: Mailbag: Short-Term Loans, Staying Conservative, and More

Today we’re diving into the mailbag to answer questions from listeners just like you. We’re taking questions about short-term loans, whether you should be a conservative investor and what’s a good withdrawal rate.

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Ep 59: Personal Training & Financial Planning

There are a lot of principles from the personal training and fitness world that we can apply to retirement planning. Let’s explore some similarities and learn how to increase our level of financial fitness.

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Ep 52: Financial Wisdom From The Andy Griffith Show

Many of the retirees we work with today grew up watching the Andy Griffith Show and can probably whistle the theme song on cue. Let’s have some fun today and talk about what can we learn about financial planning from the classic tv show? We’ll share some quotes from the famous show and explain how they relate to you retirement.

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Ep 50: Are You Asking the Wrong Questions About Your Finances?

A lot of people have questions about their retirement plan, but you might be asking the wrong questions. We’ll share some common wrong questions and what better questions might be.

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