Remember those high school superlatives? “Most Likely to Succeed” or “Best Hair?” Well, Mark is handing out his own class superlatives… for the financial world. In this episode, Mark names the best and worst performers when it comes to financial tools and strategies. He dishes on the “Most Underrated,” the “Most Likely to Disappoint” (sorry, variable annuities), and the “Most Overrated” (crypto fans, brace yourselves).

With every pick, Mark explains what’s behind the label: real fees, hidden risks, and where these tools can fit (or flop) in a retirement plan. You’ll hear honest, no-fluff commentary on target-date funds, market timing, and even a takedown of the so-called “teacher’s pet” in the insurance world. When it comes to your financial plan, it shouldn’t be about popularity or hype, but what actually works when your paycheck stops and retirement begins.

Here’s some of what we discuss in this episode:

Crypto volatility

Target-date funds = the Costco rotisserie chicken of investing

⏳ Market Timing… where does it land on the list?

The most underrated financial tool you need to know about

Reunion moment: Mark’s real-life “Most Hair Lost” award