Today we’re going to have a little fun on the show by tackling the risks and realities of retirement planning by playing a game called ‘Two Truths and a Lie.’

We’ll challenge common beliefs about inflation, interest rates, and emergency funds by explaining what’s true and what is actually a myth. For instance, while many assume that bonds thrive in an inflationary environment, Mark clarifies that rising interest rates can actually lead to declining bond yields, a reality that caught many investors off guard in 2022. By debunking such myths, we hope to empower listeners to make informed decisions about their investments.

Here’s some of what we discuss in this episode:

• Bonds don’t do as well in an inflationary environment.
• Rising interest rates actually help savers.
• You don’t want to have any risk when it comes to your emergency fund.
• Market crashes can present great buying opportunities.
• Will Social Security ever just go away?