Here’s some of what we discuss in this episode:

• The Psychology of First Withdrawals
• Avoid Becoming the “Richest Person in the Cemetery”
• Create your own “retirement paycheck” with purpose
• Retire TO something, not just FROM something

The first year of retirement is a major milestone, one that can feel both exciting and intimidating. In this episode, Mark unpacks what really happens once the paychecks stop and the portfolio withdrawals begin. For many retirees, those early “go-go years” are when the bucket list calls, travel, hobbies, and experiences you’ve been waiting decades to enjoy. But striking the balance between spending freely and protecting your nest egg is often harder than expected.

Mark shares how creating a sustainable withdrawal strategy can give you the confidence to enjoy life without second-guessing every purchase. Beyond finances, the conversation digs into the emotional side of retirement: finding purpose, building routines, and retiring to something instead of just from something. If you’re preparing for or entering retirement, this episode will help you set the tone for a fulfilling first year and beyond.