pensions

Mailbag: Federal Job Uncertainty & The Travel Bug

May 1, 2025

In this mailbag episode, Mark tackles two listener questions from opposite ends of the retirement spectrum. One faces a potential layoff, and the other dreams of seeing the world. Different situations, same goal: a secure, flexible retirement. Mark shares clear, practical strategies for both, including how to build financial resilience, strengthen your emergency savings, and fund global adventures without derailing your long-term financial plans.

Ep 7: The Challenges Facing Baby Boomers in Retirement

June 18, 2020

We work with many, many Baby Boomers so we see and hear the concerns they have heading into retirement. Let’s discuss what challenges are facing this generation and where mistakes often get made during the planning process.

The Retirement Huddle

Financial and retirement planning guidance with Mark Howard of the Howard Financial Group in Savannah.

Mark has almost three decades of experience in the financial industry, has been published in the Wall Street Journal, Barron’s, South Magazine and several other publications. He has also been featured on the Savannah Morning News.

In addition to clients in Savannah, Mark also serves Hilton Head, Bluffton, Statesboro, and the rest of the Low Country.

To get your own Financial Game Plan, contact Mark today at 888-511-PLAN (7526) or go to HowardFinancialGroup.com

Waiting until tax season to think about taxes is often too late. Many of the best opportunities require planning before the calendar year ends.

In this episode, Mark breaks down several strategies that may help reduce taxes over time, including donor-advised funds, SEP IRAs, HSAs, withholding adjustments, RMD planning, and qualified charitable distributions.

Here’s some of what we discuss in this episode:

💝 Bundle Giving: Donor-advised funds can improve charitable deductions

💼 Use SEP IRAs: Self-employed income may open another tax-saving opportunity

🧾 Check Withholding: Avoid giving the government too much all year

🏥 Use the HSA: Triple tax benefits can be powerful

📆 Plan RMDs Early: Don’t wait until December

Want to get in touch with Mark?

https://retirementhuddle.com/mark@howardfinancialgroup.com 888-511-7526

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5 Tax Strategies to Consider Before Year-End

October 1, 2026

Mark Howard