Mark challenges several common assumptions and explains why successful retirement planning often requires a closer look at risk, taxes, behavior, and how your portfolio is actually built.
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In this episode, Mark walks through a few common assumptions that can make retirement more difficult than expected and reminds us that retirement takes more than simply reaching a number in your portfolio.
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Can classic movie quotes teach valuable retirement lessons?
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Losing a spouse is one of life’s most difficult experiences, and for many people, it also creates a wave of financial questions and uncertainty.
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Some people never want to retire. Others want to walk out tomorrow. Today, Mark breaks down the different “levels” of retirement desire and explains why each mindset requires a different planning conversation.
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Mark focuses on how successful investors think, and why the right strategy isn’t about predicting the future, it’s about being prepared for it.
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Retirement is a big journey, and navigating it successfully requires more than just a solid savings plan. Today, Mark reveals five game-changing principles that can make all the difference between a stressful retirement and a confident, fulfilling one. Mastering these “D’s” will empower you to handle whatever comes your way, without losing sleep over market swings or unexpected costs.
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There’s something special about a snow day… unexpected, memorable, and a break from routine. In this episode, Mark borrows a few classic snow-day moments to explain what a strong financial plan really provides.
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In this special Mailbag episode, Mark responds to real listener questions that get to the heart of retirement planning. The conversation explores how risk changes in retirement, why income reliability matters more than market timing, and how to balance financial efficiency with peace of mind. Mark also explains why working with the right advisor can add value even when you feel financially secure.
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In this special Mailbag episode, Mark responds to real listener questions that get to the heart of retirement planning. The conversation explores how risk changes in retirement, why income reliability matters more than market timing, and how to balance financial efficiency with peace of mind. Mark also explains why working with the right advisor can add value even when you feel financially secure.
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Curious if you might be making the same mistakes as the worst investors? If you want better results, start by avoiding the habits that wreck the worst portfolios.
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Curious if you might be making the same mistakes as the worst investors? If you want better results, start by avoiding the habits that wreck the worst portfolios.
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The first year of retirement is a major milestone, one that can feel both exciting and intimidating. In this episode, Mark unpacks what really happens once the paychecks stop and the portfolio withdrawals begin.
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Conventional wisdom sounds safe, but it can be deceiving. “You can’t go wrong with real estate.” “A mortgage is good debt.” “If your investments aren’t working, just try something else.” Sound familiar? In retirement planning, these rules of thumb can be misleading, or even dangerous. In this episode, Mark unpacks common money myths and shows how blindly following them could derail your retirement strategy.
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In this episode, Mark names the best and worst performers when it comes to financial tools and strategies.
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Retirement is meant to bring peace of mind, but that’s hard to achieve when your plans are based on ideas that aren’t completely true.
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In this listener Q&A episode, Mark answers some of the questions that keep people up at night, from long-term healthcare without the monthly drain to how much to actually have in your emergency fund. We walk through strategies like Roth conversions, qualified charitable distributions, and alternative ways to cover long-term care costs, all with the goal of keeping more money in your pocket and building a retirement plan that works for your life.
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Monopoly, Battleship, Risk, and even Candyland. All of these are board games that you may have played with your family or friends at some point or another. But did you know they also hold valuable lessons for your financial life?
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With so many variables out of our control, it’s essential to focus on what we can manage to ensure a peaceful and financially secure retirement.
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We’re excited to bring a new mailbag episode to the show! We have two great questions to tackle in today’s episode. First up, Becky asks if it would be crazy to buy a bigger house in retirement to accommodate her kids and grandkids and what factors she should consider before making that decision.
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Financial and retirement planning guidance with Mark Howard of the Howard Financial Group in Savannah.
Mark has almost three decades of experience in the financial industry, has been published in the Wall Street Journal, Barron’s, South Magazine and several other publications. He has also been featured on the Savannah Morning News.
In addition to clients in Savannah, Mark also serves Hilton Head, Bluffton, Statesboro, and the rest of the Low Country.
To get your own Financial Game Plan, contact Mark today at 888-511-PLAN (7526) or go to HowardFinancialGroup.com
Waiting until tax season to think about taxes is often too late. Many of the best opportunities require planning before the calendar year ends.
In this episode, Mark breaks down several strategies that may help reduce taxes over time, including donor-advised funds, SEP IRAs, HSAs, withholding adjustments, RMD planning, and qualified charitable distributions.
Here’s some of what we discuss in this episode:
💝 Bundle Giving: Donor-advised funds can improve charitable deductions
💼 Use SEP IRAs: Self-employed income may open another tax-saving opportunity
🧾 Check Withholding: Avoid giving the government too much all year
🏥 Use the HSA: Triple tax benefits can be powerful
📆 Plan RMDs Early: Don’t wait until December
Want to get in touch with Mark?
https://retirementhuddle.com/mark@howardfinancialgroup.com 888-511-7526
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